Can you really help me?
How much can I borrow?
What
can I use the loan for?
Is my application confidential?
Can I borrow more at a later date?
Can I repay the loan before the end of the term
selected?
Can
I use the loan for any reason?
How
long does it take to get an answer?
What is APR or Annual Premium Rate?
Can
you really help me?
We
have a team of experienced financial advisors ready to work on
your behalf. They will do their best to find a way for you to
get what you want. Whatever the outcome, at The Cooper Partnership,
you'll not have to pay any fees.
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How
much can I borrow?
Subject
to status and income, we can arrange loans for any amount from
£3,000 to £25,000. Some of the factors that need to
be taken into consideration are available monthly income and your
property's equity. The most important considerations are that
you can afford the monthly repayments and that you are a homeowner/mortgage
payer. Just let us know on the application form how much you'd
like to borrow and we'll try to meet your requirements. Please
remember, at The Cooper Partnership, an enquiry costs you nothing.
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What
can I use the loan for?
Anything
you want, there are no restrictions. Perhaps you need to reduce
your monthly outgoings by paying off all your debts, leaving you
with one lower and more manageable monthly repayment. Or maybe
you'd like to buy a new car, spend some money on home improvements,
even a holiday. It's entirely up to you. Please remember, at The
Cooper Partnership, an enquiry costs you nothing.
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Is
my application confidential?
Yes,
completely. ALL applications are treated in the strictest confidence.
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Can
I borrow more at a later date?
Yes,
but like your original loan, this is subject to status and income.
Just give us a call and we will process your new application.
This is a simple procedure as we already have most of the details
we need.
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Can
I repay the loan before the end of the term selected?
Yes,
you can make part payments or pay off the loan completely whenever
you want.
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Can
I use the loan for any reason?
Yes.
Our panel of lenders will consider loans for any reason, for example,
holidays. car purchase and a holiday home just to name a few.
It’s worth completing the on-line enquiry form to get a
decision in principle. All loans are subject to your individual
status and your ability to repay the loan.
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How
long does it take to get an answer?
Usually
we will get an answer from the lender within (1) working day.
If agreed, the lender will contact you and from that moment it
will take approximately 10 days for the advance to reach you.
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What
is APR or Annual Premium Rate?
Annual percentage rate
(APR) is an industry-wide method of comparing interest rates and
charges for credit between lenders so that the borrower can make
an informed decision on the price implications of the product.
APR is not a ‘true’ rate as such; it is calculated
by using a complicated formula, which takes into account of some
(but not all) costs of setting up the loan.
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